One team for your taxes, investments, and financial planning—working together so you don't have to coordinate between advisors.
Most business owners work with a CPA for taxes and a separate financial advisor for investments. The two rarely talk. When they do, it's often too late—strategies conflict, opportunities get missed, and you're left playing middleman.
Vaughan Family Financial is a hybrid CPA firm and fee-only Registered Investment Advisory (RIA). We handle your bookkeeping, tax planning, financial planning, and investment management under one roof. No commissions. No product sales. Just integrated advice from a single team that sees the full picture.
This structure exists because financial decisions don't happen in isolation. A retirement contribution affects your taxes. A business sale affects your estate plan. An investment decision affects both. When one advisor handles all of it, nothing falls through the cracks.
Monthly bookkeeping, reconciliations, and financial statements that keep your records accurate and ready for tax planning.
Year-round tax strategy for individuals and businesses—not just annual compliance, but proactive planning to minimize liability.
Comprehensive planning that connects your business success to your personal goals: retirement, education, estate, and everything in between.
Fee-only, tax-aware portfolio management built around your goals and risk tolerance—not around product sales.
The typical advisory relationship is fragmented. Your CPA handles taxes. A broker handles investments. Maybe a third team handles your financial plan. Each operates independently, optimizing for their piece without seeing the whole.
When we recommend a retirement contribution, we've already considered the tax impact. When we manage your investments, we're thinking about your business cash flow needs. When we prepare your tax return, we know your financial goals.
This isn't about being all things to all people. It's about eliminating the gaps where money and opportunity are lost. When tax, investment, and business planning work together, the result is better than any single service could deliver alone.
We are fiduciaries. That means we are legally obligated to act in your best interest—not to sell products, not to generate commissions, not to meet sales quotas. Our compensation comes directly from you, which keeps our advice free from conflicts.
Our investment approach is evidence-based and cost-conscious. We believe in diversification, tax efficiency, and staying disciplined through market cycles. We don't chase hot stocks or promise to beat the market. Instead, we build portfolios designed to capture market returns while minimizing unnecessary costs and tax drag.
Keep costs low. Diversify broadly. Harvest losses when appropriate. Locate assets tax-efficiently. Rebalance systematically. Stay invested. These aren't exciting principles, but they're the ones supported by decades of evidence—and they're the ones that serve long-term wealth building.
Your portfolio is designed around your specific goals, time horizon, and risk tolerance. We don't use a one-size-fits-all model. But we do apply a consistent philosophy: prudent, low-cost, tax-aware investing that supports your financial plan rather than working against it.
We work best with clients who value coordination over fragmentation, and who want a long-term relationship rather than one-off transactions.
Small and medium business owners who need their business finances and personal finances to work together.
Professionals with complex tax situations who want proactive planning, not just annual compliance.
Families focused on long-term financial success—retirement, education, and legacy—who want a trusted partner.
If you're tired of coordinating between your CPA and your financial advisor, or if you're looking for a more integrated approach to your finances, we should talk.
Start the intake process or reach out to discuss how integrated tax, investment, and financial planning can work for you.