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Small Business Monthly Bookkeeping

Clean, accurate books are the foundation of smart financial decisions. Our monthly bookkeeping services keep your records organized and ready for tax planning, ensuring you always know where your business stands.

QuickBooks Online Management

Full setup and ongoing management of your QBO account, optimized for your industry and business structure.

Monthly Reconciliations

Bank accounts, credit cards, and loan accounts reconciled monthly to catch errors early.

Financial Statement Preparation

Professional P&L, balance sheet, and cash flow statements delivered monthly.

Cash Flow Consulting

Proactive guidance on managing cash flow, timing expenses, and making strategic financial decisions.

  • Transaction categorization and coding
  • Accounts payable/receivable tracking
  • Payroll journal entries
  • Sales tax tracking and reporting
  • Inventory management (if applicable)
  • Year-end preparation for tax filing
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Tax Planning & Preparation

Most CPAs are reactive—they prepare your return after the year is over. We're proactive. Year-round tax planning minimizes your liability, optimizes your entity structure, and ensures you're never caught off guard.

Quarterly Tax Planning Sessions

Regular check-ins to adjust estimates, discuss strategies, and stay ahead of tax obligations.

Entity Structure Optimization

S-Corp, C-Corp, partnership, or LLC? We'll ensure you're structured correctly for tax efficiency.

QBI Deduction Strategies

Maximize your Qualified Business Income deduction through strategic planning and documentation.

Business & Personal Returns

Comprehensive preparation of business and personal tax returns, fully integrated.

  • Federal and state income tax returns
  • Quarterly estimated tax calculations
  • Tax loss harvesting strategies
  • Retirement contribution planning
  • Depreciation and Section 179 planning
  • Multi-state tax compliance
  • IRS correspondence handling
  • Audit support and representation
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Financial & Retirement Planning

Your business is your biggest asset—but it's not your only asset. Comprehensive financial planning aligns your personal goals with your business success, ensuring you're building wealth holistically.

Retirement Readiness Analysis

Are you on track? We'll project your retirement needs and create a plan to get you there.

Business Exit Planning

Whether you're selling to a third party or passing to family, we'll help you exit on your terms.

Education Funding Strategies

529 plans, Coverdell ESAs, and other tax-advantaged ways to fund your children's education.

Estate Planning Coordination

We work with your estate attorney to ensure your financial plan and estate plan are aligned.

  • Comprehensive financial plan creation
  • Net worth tracking and projections
  • Retirement income planning
  • Social Security optimization
  • Insurance needs analysis
  • Charitable giving strategies
  • Cash flow and budgeting guidance
  • Annual plan reviews and updates
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Investment Management

Fee-only investment management with a fiduciary standard. No commissions, no conflicts—just portfolios built for your specific goals and risk tolerance, managed with tax efficiency in mind.

Goals-Based Investing

Your portfolio is designed around your specific goals—retirement, education, major purchases, or wealth building.

Tax-Efficient Strategies

Tax-loss harvesting, asset location, and strategic rebalancing to minimize tax drag on returns.

Modern Portfolio Theory

Diversified, evidence-based portfolios using low-cost ETFs and mutual funds.

Ongoing Monitoring & Rebalancing

Regular portfolio reviews, rebalancing, and adjustments as your life and goals change.

  • Investment policy statement creation
  • Asset allocation design
  • Portfolio construction and implementation
  • Performance reporting and analysis
  • Risk assessment and management
  • Retirement account rollovers
  • Beneficiary and RMD planning
  • Coordination with tax planning
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Additional Services

Beyond our core offerings, we provide specialized services for business owners with complex needs.

Fractional CFO Services

Strategic financial leadership for growing businesses—financial analysis, budgeting, forecasting, and KPI tracking.

Business Valuation & Exit Planning

Understanding your business value and creating a tax-efficient exit strategy.

Trust & Estate Planning Coordination

Working with your attorney to implement trusts and estate strategies that minimize taxes.

Commission-Free Insurance Advising

Unbiased analysis of life, disability, and long-term care insurance needs.

Ready to Get Started?

Let's discuss which services make sense for your business and create a plan tailored to your goals.

Schedule Your Consultation

Transparent Pricing

We believe in pricing transparency. Every engagement begins with a clear discussion of fees—no surprises, no hidden costs. Contact us to discuss pricing for your specific needs. As a fee-only fiduciary, we're compensated directly by you, never through commissions or product sales.

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